Blog Posts - 401k



Why You Should Consider a Solo 401(k)

It can be hard to consider the future retirement years, but when it comes to your finances, you should always be looking ahead. A retirement fund, or 401 (k), is a perfect example of setting yourself up financially. Those who may be self-employed do...
by Debt Free Living Guru on Jun 28, 2016

Financial Advice for College Graduates

Many students walked across stages at their universities last month to receive their college diploma. These students were stepping across the stage towards their futures, their blossoming careers and, for some, crippling financial struggles. Seven in...
by Debt Free Living Guru on Jun 28, 2016

Why a College Degree Isn’t Necessary to Achieve Financial Freedom

  A common goal among many Americans today, especially young people, is to achieve financial freedom. In order to achieve this goal, it seems like everyone these days is going to college. In fact, Millennials are the most education generation in...
by OddBall Wealth on Jun 25, 2016

Is Your 401K Doing What You Need it to Do?

The realization of how little my retirement savings has amounted to is one of the main motivations I have had for starting this blog.  I have been working for nearly two decades, I’m a reasonably smart girl and I have always put money into my...
by Brooklyn Bread on Jun 14, 2016

The Big 401K Scam

The realization of how little my retirement savings has amounted to is one of the main motivations I have had for starting this blog.  I have been working for nearly two decades, I’m a reasonably smart girl and I have always put money into my...
by Brooklyn Bread on Jun 14, 2016

Retirement Savings: Limitations on 401k, Social Security and Pension Savings

Over the last several years social security, 401K and pension savings have been a hot topic of discussion. The possibility of diminishing hard earned retirement funds has now become a reality. As of 2015, only the state of Wisconsin has a surplus of...
by Debt Free Living Guru on Mar 11, 2016

FAFSA: What You Need to Know

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by Debt Free Living Guru on Feb 20, 2016

Give Thanks if You Have One or More of These Financial Things

Everyone has had a period of time that they have felt bad about their current financial situation. However, it isn’t usually all that bad. Of course, it could be better, but always remember it could also be worse. There are a few things you may...
by Debt Free Living Guru on Jan 26, 2016

Ways to Increase your take-home Income

There are a few proven ways to increase your take-home income such as getting a raise or even a promotion. However, these things happening suddenly without notice seems rather unlikely. There are a few things that you probably aren’t doing that cou...
by Debt Free Living Guru on Nov 18, 2015

Four ways to make Saving Easier

Saving can be such a chore. Chances are, you are making it a lot harder on yourself than it needs to be. There are a few steps, tip and tricks that you can use to making saving money, whether it be taking advantage of available apps or simply talking...
by Debt Free Living Guru on Nov 14, 2015

Millennials are Saving at a Younger age than any Other Generation

New research has shown that millennials are putting their first dollar towards retirement almost a decade before “boomers.” Boomers, who spurred the mutual fund industry, are no competition for the millennial generation when it comes to saving. A...
by Debt Free Living Guru on Nov 12, 2015

SSA And IRS Announce Changes For 2016

A month into the final quarter of the year, the Social Security Administration (SSA) and IRS have announced that there will be changes affecting your Social Security withholdings and 401(k) deferral for 2016. Social Security Wage Base Remains at $118...
by Debt Free Living Guru on Oct 29, 2015

How to Use an Employer Sponsored Retirement Plan to Create Passive Income

If there is one thing you can do to make yourself rich and generate passive income for years and years to come, its saving for retirement little by little with every passing paycheck. This is a lot easier to do than most people think.  Almost every...
by Great Passive Income Ideas on Oct 14, 2015

Building wealth investing in indices

I have been researching strategies to invest money for my retirement in a smart way, that does not take a lot of time and does not keep me up at night. After many, maybe hundreds of hours I finally came up with a very simple strategy. In this video I...
by Dave Tromp on Sep 7, 2015

Building wealth investing in indices

I have been researching strategies to invest money for my retirement in a smart way, that does not take a lot of time and does not keep me up at night. After many, maybe hundreds of hours I finally came up with a very simple strategy. In this video I...
by Dave Tromp on Sep 7, 2015

Building wealth investing in indices

I have been researching strategies to invest money for my retirement in a smart way, that does not take a lot of time and does not keep me up at night. After many, maybe hundreds of hours I finally came up with a very simple strategy. In this video I...
by Dave Tromp on Sep 7, 2015

Pusat Informasi dan Konsultasi Prudential Indonesia Customer Service

Prudential Indonesia Customer Service adalah layanan resmi dari Prudential selaku penyelenggara asuransi jiwa Prudential yang sudah berpengalaman di Indonesia. Bahkan sampai saat ini Prudential menjadi satu-satunya jasa keuangan asuransi yang paling...
by Asuransi Indonesia Terbaru on Aug 22, 2015

401k Back Loading for 2015

Not the most optimal approach to 2015, but due to some luck I will be able to fully fund my 401k @ $18,000 for 2015. This is partially due to the quick turnaround of fidelity’s 401k integration with my current HR department. Thanks Fidelity and HR...
by ObscureCoder on Aug 11, 2015

401k F*** Up

Growing up in a middle class family I was told the most powerful tool for retirement was the Roth IRA. Always try to max out your Roth IRA, your Roth IRA is your friend, your Roth IRA is your family. Nobody told me anything about my 401k being just...
by ObscureCoder on Aug 3, 2015

Personal Equity and Retirement Account (PERA) Act of 2008 (RA 9505)

AN ACT ESTABLISHING A PROVIDENT PERSONAL SAVINGS PLAN, KNOWN AS THE PERSONAL EQUITY AND RETIREMENT ACCOUNT (PERA) SECTION 1. Title. — This Act shall be known as the “Personal Equity and Retirement Account (PERA) Act of 2008″. SEC. 2...


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