Blog Posts - Home Loans



Best Banks To Take Home Loans In 2017, with All in One TDS on Salary for Central and State Employees for F.Y.2016-17

If you are planning to build your own dream house and confused as to which banks to get the best quote or which kind of loan you must opt for, we give you a list of best home loan providers you could... [[ This is a content summary only. Visit my we...

Second charge secured loans by Wise Money

The improving economic climate and general house price increases have led to an increase in of second charge secured loans following their virtual disappearance after the financial crisis of 2008. The changing face of second charge secured loans Trad...
by Wise Money on May 12, 2016

Buy To Let BTL finance difficult or complex situations

Buy To Let (BTL) finance for people in difficult or complex situations When the high street says no, it doesn’t mean the case can’t be placed. Wise Money specialises in difficult and complex BTLs and can place the following unusual application ty...
by Wise Money on Apr 22, 2016

Buy To Let Mortgages for the retired

Buy To Let (BTL) mortgages for the retired and retirees. If you would like to purchase BTL properties but are struggling to find finance, Wise Money has access to products for applicants up to the age of 80 with a maximum term of up to 30 years (this...
by Wise Money on Apr 14, 2016

New Regulations Impact Homebuyers -TRID

3 Ways The New Regulations Impact Homebuyers Back on October 3, 2015, new rules created by the Consumer Financial Protection Bureau took effect to prevent predatory lending practices and homebuyer and seller confusion at the closing table. The new la...

Advantages of a Fixed Rate Mortgage

This is the most popular type of mortgage as the monthly payment for interest and principal remains fixed through out the mortgage term, Property Insurance and taxes may increase but the monthly repayment of the amount will be stable.Fixed rate mortg...
by The Credit Advantage on Dec 16, 2015

Benefits to Homeownership Outweigh Mortgage Risks

For people considering buying a home for the first time, things can be a bit intimidating. You just have to keep in mind the benefits far outweigh the risks. Benefits to Homeownership Outweigh RisksThere are many benefits to owning a home. Sure,...
by The Credit Advantage on Dec 16, 2015

Bridge Loans – From One Home to the Next

You’ve lived in your home for some time and circumstances such as an expanding family mean you need a new one. This brings up the subject of bridge loans. From Here to ThereYou have two basic options when you are considering selling one home t...
by The Credit Advantage on Dec 16, 2015

2nd Mortgage Loan After Bankruptcy

A 2nd mortgage loan after a bankruptcy is the easiest way to access cash. With online sub prime lenders, you can qualify for a mortgage as soon as your bankruptcy closes. But for near conventional rates, it is better to wait two years and build a sol...
by The Credit Advantage on Dec 16, 2015

3 Terms Every Mortgage Holder Should Know

Getting a mortgage can be a very confusing process.  There is a lot of paperwork to sign, documents to read and procedures to be followed.  You'd think you were applying to go to Harvard or Yale, except they don't require that much paperwor...
by The Credit Advantage on Dec 16, 2015

5 Important Things to Remember to Get the Best Mortgage

The market of new houses is now experiencing a great increase in sales and profit. Old houses are now being traded for newer ones. A great way to finance your new home purchase is to mortgage.If there are instances that you are not eligible because o...
by The Credit Advantage on Dec 16, 2015

100% Mortgage Financing – A Way To Avoid Private Mortgage Insurance

Ideally, traditional mortgage lenders want new homebuyers to have a 20% down payment when purchasing a new home. Thus, if purchasing a $200,000 home, you should be prepared to have $40,000 as a down payment.Unfortunately, many people do not have this...
by The Credit Advantage on Dec 16, 2015

9 Tips on Applying for a Second Mortgage

People usually apply for a second mortgage or home equity loan when they need money for debt consolidation, to pay large expenses or for home remodeling and home improvement. Second mortgages are generally categorized as fixed interest rate home equi...
by The Credit Advantage on Dec 16, 2015

5 Ways To Get The Lowest Mortgage Interest Rate You Can

Everyone loves a bargain and getting a lower mortgage interest rate can save you a substantial amount of money over the life of your loan. There are several ways to go about ensuring that you pay the least amount of interest when you take out a home...
by The Credit Advantage on Dec 16, 2015

A Good Understanding of Mortgage Backed Securities

Mortgage backed securities are one of the important reasons for the fast pace growth of real estate industry. Hence it is very important to have a good understanding of mortgage-backed securitiesMortgage backed securities are very important bonds. In...
by The Credit Advantage on Dec 16, 2015

A Guide To Adjustable Rate Mortgage Loans

An effective tool used by home buyers, ARM or Adjustable Rate Mortgages, offers a lower interest rate at the beginning of the loan and the risk of a hike in rates is shared by the borrower and lender.ARM, is ideal if you are certain about rising inco...
by The Credit Advantage on Dec 16, 2015

A Summary of Mortgage Fees

Most people focus on the current mortgage interest rates when shopping for a home loan. Interest rates are certainly important, but they do not represent the only significant expense associated with financing a home. When you are making plans to purc...
by The Credit Advantage on Dec 16, 2015

Adjustable Rate Mortgages – Interest Rate Strategy

Over the last few years, many people squeezed into new homes using adjustable rate mortgages. With interest rates going up, you now need a new interest rate strategyAdjustable Rate Mortgages – ARMsAdjustable rate mortgages carry a bit of a gamble f...
by The Credit Advantage on Dec 16, 2015

Home Selling Advice

What do buyers need when they plan to buy a home? In fact, there are so many aspects one needs to consider. In the seller's point of view, you should follow some home selling advice. Here are some advices for your success of selling home:First, your...
by The Credit Advantage on Dec 15, 2015

Buy To Let loans for landlords

Cheap Buy To Let (BTL) second charge loans for landlords Are you looking for a buy to let mortgage? If you are planning to buy a property to rent out you will need a buy-to-let mortgage. As many existing landlords already know, this market has shrunk...
by Wise Money on Dec 4, 2015


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