Blog Posts - Ripoffs



4 Presumptuous Gifts that Can Strain the Recipient’s Budget

I remember the worst gift I ever received. It was a vacation to the Bahamas that an old girlfriend of mine gave to me. It was one of those too-good-to-be-true ultra-low-cost package “deals” that was exactly that — too good to be tru...
by Len Penzo dot Com on Dec 12, 2016

Why Private Schools Are a Financial Rip-Off

Most parents end up considering private education because they only want the best for their child. But today I’m going to show you why, from a purely financial perspective, private schools are not worth the price of admission. Well, that is unl...
by Len Penzo dot Com on May 2, 2016

8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

In this tough economy, businesses of all types continue to nickel and dime us to death with add-on charges. Needless to say, they want you to believe that those fees are necessary to cover the additional costs of doing business — pizza delivery...
by Len Penzo dot Com on Apr 4, 2016

Why Coke Rewards Are For Suckers

I used to be absolutely mesmerized by VH1’s Celebrity Rehab and its companion program, Sober House. I found both show’s real-life peek at celebrity addicts’ half-hearted attempts at recovery absolutely, well … addicting. You c...
by Len Penzo dot Com on Feb 15, 2016

Are You Smarter Than a 5th Grader? Guess How Much These Calendars Cost

With the new year upon us, I found myself in desperate need of a new desk calendar. At the time, I wasn’t looking forward to venturing onto the busy streets and adding to the post-Christmas hustle and bustle, but it turns out that the Honeybee...
by Len Penzo dot Com on Jan 20, 2016

Poll: The 5 Biggest Money Regrets of 2015 — and How to Conquer Them

I’m confident that this time last year, scrawled on your list of New Year resolutions, was a sentence relevant to at least one of these four phrases: ‘save money’ ‘stop spending’ ‘get out of debt’ ‘stic...
by Len Penzo dot Com on Jan 6, 2016

How to Protect Your Financial Info During the Holiday Shopping Hustle

With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Protect yourself and your purchases this year — specifically when shopping online — with these...
by Len Penzo dot Com on Dec 14, 2015

A Real-Life Example of the High Cost of Convenience

I was in my garage the other day when I heard a strange beeping sound coming from the optical network terminal (ONT); for those who don’t know, the ONT is the box that converts the fiber optic communication signals coming into my house to elect...
by Len Penzo dot Com on Nov 9, 2015

How I Was Bitten by the Expiring Reward Points Scam

Life is full of hassles. Some are really big, like losing a job. Others are more of an annoyance, like changing your place of residence. Then there are the really irritating ones that make you scratch your head and throw your hands up in complete exa...
by Len Penzo dot Com on Sep 14, 2015

What I Learned from the Worst Vacation of My Life

Summer is here and people are eagerly gearing up for another vacation season full of fabulous food and frolicking fun in the sun with friends and family. With that in mind, I thought it would be a kick to relive the worst vacation of my entire life.
by Len Penzo dot Com on Jul 22, 2015

5 Ways Intentional Obsolescence Is Robbing You Blind

This may come as a shock, but some of the most trusted brands to which you’re loyal are selling you things that are designed to break or otherwise become useless after a period of time. That’s right you’re buying duds, and you don&#...
by Len Penzo dot Com on Jul 1, 2015

How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

Eventually, pests happen. Whether it’s a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home o...
by Len Penzo dot Com on Jun 30, 2015

How Fancy Resort Hotels Giveth … and Then Taketh Away

I recently took my entire family — including my folks and the in-laws — to Scottsdale, Arizona for a little summer fun at a very posh desert resort. Okay, perhaps I’m exaggerating just a tiny bit. Let’s call it fairly posh. Re...
by Len Penzo dot Com on Jun 29, 2015

Social Security and My $152,000 Challenge to Uncle Sam

I’ve been a proud, full-time, member of the American workforce since 1988. Since then, I’ve earned approximately $2.4 million in base salary — excluding bonuses, stock option cash-outs, and other income streams. It also excludes the...
by Len Penzo dot Com on Jun 9, 2015

14 Reasons Why Treadmills Are For Suckers

For all of you folks out there who are thinking about getting into shape, I thought I’d pass on a little advice and save you a serious case of buyer’s remorse. Believe it or not, treadmills are the most popular form of exercise equipment,...
by Len Penzo dot Com on Feb 10, 2015

18 Things You (Supposedly) Should Never Pay For. Ever.

Who doesn’t love a free lunch? I know I’ve never turned one down. If you believe everything you read on the Internet, then there are lots of products and services you should never pay for. I know because I read about it here. Oh, and here...
by Len Penzo dot Com on Feb 2, 2015

Cartooniced – Scooby-exploitation

Cartooniced…Por César del Campo de Acuña Scooby-Exploitation En este mundo loco, loco, loco en el que vivimos, cada vez que algo tiene un éxito moderado hay alguien dispuesto a copiar el concepto y explotarlo hasta la saciedad no ya para exprimi...
by Cincodays.com on Jan 23, 2015

The 9 Biggest Home Repair Scams

I’ve had numerous people come to my house offering “great deals” on home repair services over the years. You know the type. Most of these guys wouldn’t know what a contractor’s license looked like if it hit them in the h...
by Len Penzo dot Com on Jan 5, 2015

Donate? Humbug! 8 Reasons Why My Favorite Charity Is Me

Every year, especially around the holidays, I get hit up by solicitors asking me to donate to charity. The requests come from every direction. When people aren’t knocking on my door with their hat in hand, then the requests come by mail and on...
by Len Penzo dot Com on Dec 16, 2014

Why Your Expensive Luxury Car Doesn’t Impress Smart People (Or Me)

A few days ago Jennifer commented on a post I had written entitled 8 Big Reasons Why You’re Getting an F in Personal Finance 101. She was lamenting the sense of entitlement she saw in many people. Here is an excerpt: “I know a woman who i...
by Len Penzo dot Com on Sep 9, 2014


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