Blog Posts - Spending Wisely



Be a wise spender during the holidays

You just got your much-awaited 13th month pay. You’re happy and very much eager to spend it on some things you’ve been longing to do—or buy—a couple of months earlier. But hold your horses! As with any other things in this world, money will a...
by DULDULAO DOT NET on Dec 19, 2016

Kicking Debt to the Curb: January 2014 Update

Last month I wrote about our goal to pay off ALL non-mo […]...
by Cool to be Frugal on Feb 5, 2014

Getting a Great Deal on Used Cars

In these pressurized financial times, many more buyers are scouring used car markets for a good deal. Wishing to avoid “first-owner’s loss”, many buyers are eager to find one-year-old cars that are still under warranty, although cars older than...
by Cool to be Frugal on Feb 23, 2012

Your Cell Phone Bill Was What?! 3 Easy Ways to Reduce the Cost of Owning a Cell Phone

You can’t live with them, and you can’t live without them. Nope, I’m not talking about your spouse. I’m talking about your smartphone. You can’t seem to get by without having a mobile phone these days. They do everything...
by Cool to be Frugal on Sep 26, 2011

Couponing Update #2 – What I’ve Learned So Far

It’s been nearly 3 months since I embarked on my little couponing adventure. If you read my original post on extreme couponing you know that 3 months is the amount of time I committed myself to using coupons. Well, it didn’t take long for me to r...
by Cool to be Frugal on Sep 20, 2011

Skip School Supplies in Favor of Android Apps that Do the Job Instead

The following post is by Taylor Spence. In spite of owning a smartphone myself, I would have never thought about this if my friend who recently received her nursing degree hadn’t mentioned it. According to my friend, even attending South Univer...
by Cool to be Frugal on Aug 17, 2011

Is Extreme Couponing for Everyone?

By now you’ve probably seen or at least heard of the TLC show Extreme Couponing. Thanks to my DVR I’ve been able to watch it and I’ll admit, I’m totally addicted! I’d heard the stories before of people that used coupons to pay pennies on th...
by Cool to be Frugal on Jun 27, 2011

Using Credit Card Wisely

In my younger days, I was never a wise credit card user and I will never be one anymore because I do not have them now. I made this blog post not to brag about my extravagance in using my credit cards in the past but to give advice to to current cred...
by EdZee's Net Logs on Jun 14, 2011

Dave Ramsey Was Wrong…

…But My Refrigerator Works! Spend more than a few minutes in the personal finance blogs and you will find many who worship Dave Ramsey’s financial advice. Dave also has his share of critics that will debate his key concepts. However, I ca...
by Eliminate The Muda! on Jun 2, 2010

Homemade Dry Laundry Detergent

Effective and efficient cleaning requires the right tool for the job. I grew up with dedicated cleaners for every chore, glass cleaners, kitchen and bath cleaners, dish and dishwasher cleaners to name a few. With a lifetime of success, why would w...
by Eliminate The Muda! on May 31, 2010

Frugal Printing, Is It Possible?

As a child I recall the promise of a paperless society. What ever happened to that idea? It seems as if the technology to bring us the paperless society has in fact made it easier and more convenient to print more than ever. Where the line between ne...
by Eliminate The Muda! on May 25, 2010

Combating the Closing Techniques – The Assumptive Close

Combating the Closing Techniques is a new series at Eliminate the Muda! This series explores the tactics companies and salespeople use to separate us from our cash. For background, you may want to read the post that originated this concept, Marketing...
by Eliminate The Muda! on Mar 5, 2010

Ban Antibiotics and Save Money

Blasphemy is what my wife will say when she sees this blog title. We have long had the debate regarding the value and safety of vaccines and drugs. Of course she is on the side of the doctor knows best and I am on the side of we need less.
by Eliminate The Muda! on Mar 1, 2010

Aldi – My New Favorite Store

Aldi – If you have not heard of it, you will. This company is taking a new frugal America by storm. It is a fascinating business model with a unique history that I won’t bore you with, mostly. Aldi applies many of the Lean Management prin...
by Eliminate The Muda! on Feb 28, 2010

Combat the Closing Techniques – The Power Of Suggestions

Combating the Closing Techniques is a new series at Eliminate the Muda! This series explores the tactics companies and salespeople use to separate us from our cash. For background, you may want to read the post that originated this concept, Marketing...
by Eliminate The Muda! on Feb 26, 2010

Combat The Closing Techniques – The Puppy Dog Close

Combating the Closing Techniques is a new series at Eliminate the Muda! This series explores the tactics companies and salespeople use to separate us from our cash. For background, you may want to read the post that originated this concept, Marketing...
by Eliminate The Muda! on Feb 18, 2010

The Space Pencil

This story illustrates a trait that is all too common for humans. Surrounded by all sorts of gizmos and gadgets we too often look toward latest and greatest; and routinely the most expensive technologies to solve our problems. Interested in more? C...
by Eliminate The Muda! on Feb 13, 2010

Using Unused Gift Cards

Do you ever get cards from stores you don't frequent or products you don't particularly like? What can you do to get the most value out of these cards? Interested in more? Check out these related posts:Are Debit Cards Secure – Debit Or Credit...
by Eliminate The Muda! on Jan 11, 2010

Cash, Credit, or Debit Purchases – What Works For You?

There are a lot of opinions on whether to use credit, debit, cash or a combination of the three as payment options.   Many insist on cash or debit cards only.  While others don’t see any issues with including credit cards as another payment opti...
by One Money Design on Oct 5, 2009

Overcome Impulse Buying

I’ve been reading a lot on impulse buying lately and heard about it again in church yesterday.  This is a challenging area for me and I know for many so I thought I would share my thoughts around it. Unless I’m missing something, I think...
by One Money Design on Sep 14, 2009


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