Blog Posts - Spending



Financial Advice for College Graduates

Many students walked across stages at their universities last month to receive their college diploma. These students were stepping across the stage towards their futures, their blossoming careers and, for some, crippling financial struggles. Seven in...
by Debt Free Living Guru on Jun 28, 2016

Money Lies We Tell: What Lies Do You Tell?

When I started to get on track financially a few years ago I realized there were money lies that I was telling myself that were keeping me in debt. Some were commonly held societal beliefs and others were convenient things that just seemed to make ma...
by MoneySmartGuides on Jun 22, 2016

Kerala style 2BHK Spending budget Home Design at 1200 sq.ft.

This focused kerala residence only to these who seek with bathroom at an cost-effective home attached bedrooms.This 2BHK single storey property provides a very good platform for the Malayalees for a basic kerala home design.This 2BHK explanation brou...
by Kerala House Dsgn on Jun 21, 2016

How Much Money Does It Take To Make You Happy?

Many years ago, I was sitting at dinner with people from my dojang (the Korean equivalent of “dojo” or training center). We were celebrating the many victories our team had won at the tournament hours before. But amidst all of the glowing pride a...
by Penny Thots on Jun 14, 2016

How To Bundle Up Some Savings

Establishing and maintaining a home budget is important. It helps you to stay on track, pay your bills on time and find areas that may need improving. But even though you have your finances in order, there are always things you can do to trim the bud...
by Penny Thots on Jun 7, 2016

Millionaires Chalk Success Up to Hard Work and Family Values

Jackie Wattles writes on CNN Money: “Most high net worth Americans say they worked their way up from a lower class. That’s according to a report released by U.S. Trust on Monday, based on a survey that asked 684 adults in the U.S. with $3...
by Personal Finance News on May 25, 2016

Go One Weekend a Month Without Spending

Budgeting and saving can be difficult. Even with the most sophisticated of budgets, it is hard to stick to a spending/savings plan. However, it doesn’t need to be so difficult. In fact, you can make minor changes to your schedule and lifestyle...
by Debt Free Living Guru on May 24, 2016

The Smartest Ways To Save Money On A Car

Is it me or are car prices going nowhere but up? When I was shopping for a car a couple of years ago, I went at the end of the model year. I did this because car manufacturers and dealers tend to give good deals during this period so they can get rid...
by Penny Thots on May 24, 2016

Cash Now Used for Fewer Than Half of All Payments by Consumers

With cashless payments gaining popularity, cash was used in Britain for fewer than half of all payments by consumers for the first time in 2015. Cash made up 45.1% of payments in 2015, compared with 64% in 2005, and is expected to fall to just a quar...
by Personal Finance News on May 23, 2016

Go One Weekend a Month Without Spending

Budgeting and saving can be difficult. Even with the most sophisticated of budgets, it is hard to stick to a spending/savings plan. However, it doesn’t need to be so difficult. In fact, you can make minor changes to your schedule and lifestyle...
by Debt Free Living Guru on May 20, 2016

Our finances are a mess – could behavioral science help clean them up?

Hal Hershfield, University of California, Los Angeles and Abigail Sussman, University of Chicago writes: The first few months of a new year can be a stressful time financially. The Christmas holidays typically lead to depleted savings and higher cre...
by Personal Finance News on May 20, 2016

Peter Schiff: Rising Gold Stock Prices ‘Just Getting Started’

Peter Schiff, the CEO of Euro Pacific Capital who correctly-called last decade’s housing crash and recent global economic crisis, was on the Fox Business Network yesterday. Chatting with Liz Claman about the recent terrific performance of gold mini...
by Survival And Prosperity on May 12, 2016

Try the No Spending Challenge

Most Americans have less than $1,000 in a savings account right now and nearly 1 in 5 people aren’t saving any money at all. When people think of saving they think of what they will have to do without in order to save money. However, you may not ha...
by Debt Free Living Guru on May 11, 2016

Here Are America’s Top 3 Grocery Stores

According to a report from Market Force Information, Wegmans tops the list as shoppers’ favorite grocery store. Publix Super Markets and Trader Joe’s came in second and third place. The three best grocery chains in the U.S. are all priva...
by Personal Finance News on May 10, 2016

Can’t Afford to Save? Here are 7 Quick Ways to Save Over $100,000

You probably have heard of the latte factor. That little innocent morning latte could cost you tens of thousands of dollars over the course of your working life. If you have trouble saving money for emergency fund, to pay off debt or to invest for r...
by Personal Finance News on May 10, 2016

How To Save Money On Clothes

Clothing. If you are like most, you have a closet and bureau full of clothes and you probably only end up wearing a small percentage of them. I am guilty of this. I have a ton of tee shirts but only wear a handful all of the time. When I think of the...
by Penny Thots on May 10, 2016

Circles of American Financial Hell: Parents are Pressured to Make Sure Their Kids Succeed

For middle class earning between $40,000 and $100,000, 44 percent could not come up with $400 in an emergency. 27 percent of those making more than $100,000 also could not. This is not poverty. So what is it? Rebecca Rosen on The Atlantic argues t...
by Personal Finance News on May 6, 2016

How Much Should You Spend on Mother’s Day?

Birthdays, Mother’s Day, Father’s Day and other special occasions often lead to spending of unnecessary money. Sunday, May 8 is Mother’s Day and many people are feeling the pressure of buying their mom a nice gift to celebrate. Approximately 84...
by Debt Free Living Guru on May 6, 2016

Ways To Save Money Without Changing Your Lifestyle

Money Saving Tips – Saving Money without changing your lifestyle We’re all only too aware how difficult it can be The post Ways To Save Money Without Changing Your Lifestyle appeared first on Financial Advisor Stuff.
by Financial Advisor Stuff on May 4, 2016

9 Signs You Aren’t Saving Enough Money

Kathleen Elkins writes on Business Insider: “Earning a lot of money doesn’t necessarily make you rich. At the end of the day, no matter what your paycheck reads, you still have to save and invest your money if you want to accumulate wealt...
by Personal Finance News on May 4, 2016


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