brluthi Profile

Ben Luthi

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I am a 27-year old dude living in Northwest Arkansas with my beautiful wife and our beautiful dog, Paisley. I graduated from Brigham Young University in December 2012 with a degree in Business Management with a Finance emphasis along with a German minor. I currently work for a bank and in my free time you can find me either hanging out with my wonderful wife, feasting on some book, thinking of business ideas, learning something on, or leading my division in Fantasy Baseball.
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At The Wealth Gospel, Ben is helping you achieve financial security like a boss.

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Other Tags: gospel of wealth, financial security, frugal, financial freedom, financial independence

Latest Blog Posts

  • 2014 Goals in Review
    on Dec 19, 2014 in Planning
    Last year I did something on this blog that I normally don’t do–I set goals. I know, I know. There are all these statistics out there about how the best of the best and the richest of the rich live and die by their goals and people who do...
  • Debt: Just Because You Can Doesn’t Mean You Should
    on Dec 17, 2014 in Debt
    I was listening to a commercial on the radio last night and it went something like this: “Need relief from debt collectors? Try bankruptcy! The negative stigma surrounding bankruptcy has vanished. It’s gone! Poof! So call today and ask ho...
  • Women Don’t Deserve Their Place in the Workforce
    on Dec 10, 2014 in Work
    Let’s face it. We have a major gender inequality issue in our society, specifically in the workforce. The Bureau of Labor Statistics shows women make up 46.8% of the workforce, and according to the Pew Research Center, they’re also st...
  • 10 of the Most Ridiculously Expensive Items on Amazon
    on Dec 5, 2014 in Random
    Everyone has his or her weakness when it comes to money. No one’s perfect, right? As for me, I tend to go into YOLO mode whenever I’m on vacation. But as fun as it is to review our own money issues, it’s even more fun to look at t...
  • The Foolish Things We Do
    on Dec 3, 2014 in Deep Thoughts
    I came across an interesting story the other day while I was reading, and I thought I would share it here. It was written by John Ruskin, a 19th century writer and art critic. It definitely made me think about where I’m really going and whether...
  • Capital One 360’s Black Friday Deal: Earn $200 Easy Peasy
    on Nov 28, 2014 in Reviews
    [Updated: As of today, 12/2, Capital One 360 is no longer offering their $100 sign-up bonuses. But they still offer $50 for opening a checking account and $25 for opening a savings account regularly, so it’s still not a bad idea to check them o...
  • Self Made Millionaire? There is No Such Thing
    on Nov 24, 2014 in Deep Thoughts
    Earlier this month, Yahoo Finance ran a story about a fellow personal finance blogger named Anton Ivanov. I’ve followed Anton since I started blogging over a year ago and I was often envious of his story, which can be best described by Yahoo&#...
  • How to Earn Thousands a Month Writing
    on Nov 19, 2014 in Hustling
    A year ago today, I received my first offer for a freelance writing gig. When I checked my email that morning, I was ecstatic! But I was also nervous. It’s funny to me now to think about all the fears I had back then. I was afraid I wouldnR...
  • Losing My Sense of Taste
    on Nov 17, 2014 in Personal
    Last Wednesday I lost my sense of taste. I could feel it coming on early in the day, the pressure of a sinus infection. I could sense my taste buds start to lose their sensitivity as I had a piece of pizza at work. My nose was starting to run a littl...
  • 6-Month Net Worth Update: Up 74%
    on Nov 11, 2014 in Net Worth
    Welcome to our semi-annual net worth update voyeur show! Every 6 months, I offer a sneak peak into our current assets and liabilities, allowing you to see an overview of where we’re improving and where we still have work to do on our countdown...
  • Your Circle of Control
    on Oct 30, 2014 in Behavior
    What up! I’m just chillin’ in the Dallas Love Field airport waiting to board for our flight to LAX. Even though I took a couple of days off of work just a month ago, I feel like I just barely made it to today. Over the next week, we’...
  • What I Learned Getting Turned Down For My Dream Job
    on Oct 20, 2014 in Personal
    I recently interviewed for what I’d call my dream job–writing at home full-time about all things personal finance. Part of the interview was to write five different writing assignments. I was really nervous. Even though I spend between ...
  • How to Avoid the ATM Double Whammy
    on Oct 16, 2014 in Random
    You’ve likely experienced the double whammy before. You’re on vacation or hanging out with friends and need quick cash, so you run to the nearest ATM. Right before you confirm your withdrawal, the screen notifies you of its sinister plan to charg...
  • My Motivation for Becoming Wealthy
    on Oct 13, 2014 in Planning
    I’ll be honest. I think about money basically 24/7. Whether it’s our current debt situation, how much I’m hoping to bring in from my freelance writing, or how we’re about to get rocked by baby expenses, I got my mind on my mon...
  • 5 Things I Refuse to Buy for My Baby
    on Oct 6, 2014 in Deep Thoughts
    Over the last few days, my wife and I have gotten in on a little baby registry action at Babies R Us and Target. In general, it’s been exciting to whip out the scanner like a six shooter and scan whatever suits my fancy (it’s harder to de...
  • 5 New Ways We’re Paying Off Debt
    on Oct 3, 2014 in Debt
    A few weeks ago, I wrote about how things are going with our debt. I was feeling pretty helpless at the time–one of those freak out moments I hope everyone who has debt goes through every now and then. Since then we’ve been hit by another...
  • Is it Irresponsible to Give When You’re in Debt?
    on Oct 1, 2014 in Debt
  • Investment Noise and Why You Should Ignore It
    on Sep 29, 2014 in Investing
    [Today we've got ourselves a guest post from my friend Syed over at The Broke Professional. Hope you enjoy it as much as I did! If you're interested in guest posting, check out my guidelines and shoot me a message.] We live in a very LOUD world.  I...
  • Goals? Ain’t Nobody Got Time For That
    on Sep 26, 2014 in Deep Thoughts
    I have a confession to make. I royally suck at setting and reaching goals. Whether it’s related to my blog, my freelance writing, or losing the 50 lbs. I’ve gained since high school (sometimes I think I’m the one that’s preg...
  • How Adversity and Success are Joined at the Hip
    on Sep 24, 2014 in Life
    A few weeks ago, I wrote a blog post about feeling helpless about our debt situation. Things certainly haven’t really panned out the way I had planned them two years ago when I was just starting my final semester in college. We’ve been co...

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