me4sunny Profile

Join Date:

Blogs Owned

Buying, spending, paying off - over and over again! Read about my family's journey to a debt.. free life. What we do and how we do it.

Visit Follow

Other Tags: UK, debt, budget, personal, spending

Latest Blog Posts

  • 5 Steps to Set Up Your Finances When Immigrating to Australia - Part 1
    on Mar 2, 2010 in Spending
    This is the first part of a guest post from Australia. Today we will find out about opening an account and transferring money and next time we will get some useful information about how to rent and buy a house in Australia as well as how to get the b...
  • Why Buying in Bulk is Not as Good as You Think
    on Feb 27, 2010 in Shopping tricks Saving
    Ask most people for a common way to save money on groceries and household goods, and they may come back with this answer: Buy in bulk. While it can be an amazingly simple way to potentially save some bucks, it can also be a buying trap. Here are the...
  • How to analyse your spending and why you need it
    on Feb 25, 2010 in Budgeting Saving
    When you first decide that you may need to structure your finances and get more control over it you very quickly discover that the corner stone of successful budget is a good understanding of your pending patterns. When I first started I thought it w...
  • Interview: What's your worst financial blunder?
    on Feb 24, 2010
    Kelly from Almost Frugal, a great blog with a lot of useful tips, has shared a story about her financial blunder! Do you want to share your story? Just drop me a line! - what was your funniest/worst/biggest financial blunder? This happened fifteen y...
  • Step by step of your first budget - What Would I Do Differently?
    on Feb 23, 2010 in Budgeting Saving
    I am now in our second month of living adhering to a budget that I’ve set up. Some lessons I learned so far moved me to write this post. Knowing what I know now – how would I set up my very first budget? 1. Collect / download itemised bank stat...
  • No, You Don't Need a Large Emergency Fund - or Convince me That I am Wrong!
    on Feb 22, 2010 in Budgeting Saving
    I recently have written a post about the myth and fallacy of an emergency fund and why I don’t want to have one. This led to a lot of discussion and a lot of people disagreed with my view. I have just completed a guest post for Penny’s blog abou...
  • Finances and Economy in Pictures
    on Feb 19, 2010 in Budgeting Spending Debt Management
    This Friday it's all about InfoGraphics. It's amazing how the good ones are able to convey a lot of information in a single picture! Click on the graphic for larger sizer and better resolution image. Economy and UnemploymentThe Geography of Recessi...
  • Success or Failure - How Color Determines The FateRecently I have been writing about the effect color has on our decision making. Yesterday I came a cross another article that explores how different brands choose colors for their logos. Has it ever occurred to you why you feel safer in on...
  • Why Should You Use ZOPA?
    on Feb 17, 2010 in Debt Management Saving
    ZOPA is a pioneer in social lending. You might have heard about it as a peer-to-peer lending and I am fascinated by this idea! It's quite simple: financial transactions take place between the individuals without any intermediate financial...
  • Review: Your Money or Your Life - And Why I Don't Like this Book
    on Feb 16, 2010 in Reviews
    I first read about this book in an online review on GetRichSlowly blog. It sounded very interesting and over a short period of time I came across several posts referring to this book as their inspiration. So, I decided to give it a go and read it. B...
  • Higher Education and its Costs
    on Feb 16, 2010 in Budgeting
    Get smarter with your money, get updates straight to YOUR EMAIL or RSS Feed now!
  • Russian Women and Their Money
    on Feb 15, 2010 in About me Spending Saving
    Penny Farthing, in her personal finance blog,  published an interesting article about money in Japan and it inspired me to write a similar post about money and Russian women!In traditional Russian families it is very common that women look after...
  • 344 Tips to Help You Save from All Over the Internet
    on Feb 12, 2010 in Saving
    This week's Friday list is dedicated to Saving Money! As I am not blogging over weekends I hope the links below will give you enough food for thought and action! Some posts and sites in my Friday selection are not new and been around the...
  • 4 Steps to Tackle Debt Successfully
    on Feb 12, 2010 in Debt Management
    It’s certainly easy enough to get yourself into debt, but when it comes to becoming debt free most people struggle for their entire lives without ever fully experiencing a debt free existence. There are many ways to deal with debt but following fou...
  • What Budgeting can Learn from DietingGetting spending under control has something very similar to loosing weight. Spending money gives us a "good mood" kick as a piece of chocolate does too. As with dieting - budgeting is all about helping spend less than you earn (eat less than you nor...
  • America's Recovery
    on Feb 10, 2010 in Debt Management
    It's not all doom and gloom! click on the image to enlarge. image by pelosi Get smarter with your money, get updates straight to YOUR EMAIL or RSS Feed now!
  • 16 Steps to Your Most Successful Budget Ever
    on Feb 9, 2010 in Budgeting
    DO NOT START WITH EXPENSES – START WITH YOUR GOALSThe reason why so many people abandon their budgeting ambitions after just a few weeks is because they have been advised to do it in a logical but unfortunately uninspiring way. Personal budgeting l...
  • Brace Yourself For The Week!
    on Feb 8, 2010 in Shopping tricks
    Hello and welcome! New week is about to begin or has already begone for some of us I thought I post this video on psychology of advertising - may be it will help us to withstand one or another temptation! In this video Dr. Robert Cialdini discusses s...
  • Where Does All the Money Go? - Here!
    on Feb 8, 2010 in Spending delivered another great piece of complex numbers crunching in a nice diagram... a lot to think about! I just wonder ... why didn't they included debt repayments? To view the image please click on it to expand Get...
  • 10 Most Popular Articles About Money
    on Feb 5, 2010 in Spending
    So many things are about money in this life! This Friday I want to share with your 10 articles - useful, funny or informative and all about money... But first lest's have a look at this pretty little chart! What do you think about it? And - more impo...